Is It Better To Rent Or Buy Your Own Home
When I was selling real estate, a lot of my friends used to ask me: “Is it better to rent or buy?” Which always led to interesting conversations.
Side note, here’s a friendly tip; don’t ask a Realtor if you should buy because of course they’ll say yes, especially if they’ll make a commission on it! Unless you know them personally and know they have your best interest at heart.
Whether it is better to rent or buy totally depends on your personal circumstances. Are you a student leaving town for just one semester or are you looking for a permanent place to stay?
Are you responsible and disciplined or are you more careless of what’s going on? Are you working from home or will you be working from home?
Is It Better To Rent Or Buy: Renting Pros & Cons
Some of the pros of renting are: easy in, easy out, no worries to structurally maintain the place, short term, no complex paper work to fill out and rent is tax deductible if you work from home (seek professional advice from an accountant for more details).
The cons of renting are: you’re not building equity in the long run, you can’t resale you’re property when you leave.
It’s perfect for students that go study away from home, or you get a job position and need a temporary location to live at while figuring things out.
Is It Better To Rent Or Buy: Owning Pros & Cons
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Owning on the other hand has some huge benefits. Some of the pros of owning are: you build long term equity in your property. You can resale and make a profit. You can rent out your bedrooms to have roommates.
You can choose to rent it out and let tenants pay which builds you equity. You can deduct your mortgage interests and other home repair expenses as a write off for to your home business (again, seek professional advice from an accountant for more details).
Some of the cons of owning are: you are structurally responsible to maintain your home, there’s more complex paperwork involved and it takes more time to acquire or get rid of your place if you’re motivated.
Owning your own home is ideal if you plan on living there for a good solid couple years at least. It’s an extremely good long term strategy to build your equity while living there. Why not? The only difference is the paper work. Sure at first it can be intimidating but buying a home is not rocket science.
Is It Better To Rent Or Buy Your Own Home
In conclusion if your thoughts were: “Is it better to rent or own?” now you know that it’s not a straight forward answer as it depends on your immediate circumstances. That being said, if you’re thinking long term, I definitely would encourage you to strongly consider owning your own home instead of renting. Here’s a cool rent vs buy calculator that allows you to compare numbers side by side.
What about you, is it better to rent or buy your own home based on your current situation?
Residual Income – Why Should I Even Consider This?
Residual income is also known as passive income and in the most simplest terms, it means money coming in on a residual basis, like coming in month after month automatically on autopilot once the initial set-up is done properly. Examples of residual income can be seen all around you but you have to understand the concept to see it.
Example, any time you see a website on Google, more than likely they have a way to monetize it; meaning, they are earning a form of revenue from their website. Once the website is set up and running, it can run on cruise control.
Another tangible example of this is any time you see a rental apartment property. The owner has it set up so a manger operates the day to day activities while the owner or share holders can collect the profits from all its revenues. Again, they bought the property once an then they can collect residual income.
Network marketing is another great business model. Realistically it takes time to build an organization but once it’s built (say after four, five years of hard work) you can sit back, relax and enjoy the money keep coming in.
Multiple Streams Of Residual Income
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So why should you even consider working from home and create your own multiple streams of residual income?
Well, job security doesn’t exist like it used to. It’s a thing of the past. Too often we hear stories about employees working for a company for like twenty years only to be laid off before retirement. Can you think of someone in your group of friends, family or acquaintances whose it happened to?
The idea here is to build multiple streams of residual income, so if one goes sour, you’ve got backups and you can still maintain your lifestyle without being affected that much. It offers you leverage to take time off to do whatever you want (time freedom). There are lots of different methods to work from home, some that are a direct source of income and some that are passive income. I recommend that you check out my presentation that goes into full details of what are the types of work from home. It’s a true eye opener.
If you have a full time job, that’s great, that’s perfect, things are going well for you but now’s the time you should consider building your residual income on the side so overtime it grows. When you don’t need the extra income, your judgement will be more clear and you’ll be able to make better decisions. It’s when you’re starving for cash that opportunities won’t line up as they should.
Build your safety net and aim to have at least half of your current income in residual income. Your goal should be to be able to have the equivalent of your monthly salary but in residual income. The more streams of passive income coming in, the better.
What about you, how can residual income impact your life?
Driving Jobs To Make Money Fast
If you own your own car, then driving jobs can be awesome. It offers you the flexibility to work your own hours, you don’t have a supervisor looking over your shoulder and it gives you great independence. In this article we’ll explore various companies that offer driver jobs.
But first let me share with you my own story. Driving jobs have improved dramatically from when I used to do that in my younger days. Let’s just say back then, we didn’t have the apps technology we have today.
Back then, everything was done in cash and it was well, kind of shady, actually it people used to say it was “underground driving”, the concept was simple, we had “a dispatcher”. Basically, this guy was the network of contact, everything was word of mouth with code names.
We had fake names to protect us as drivers, basically you’d be on standby. They used to tell us: “stay central” which meant stay and park in a good location until your next call came in.
I needed money and this was an opportunity to give me cash on the side I was driving people all night Friday and Saturday night. When 4h30 am came, it was finally time to go pay my dispatcher. They told me to go meet them at a specific address in the city. I walked into that location… WOW!
Now that’s what I call underground. As soon as he opened up the doors, I saw a cloud of smoke in the back left, (kind of in a living room but with no furniture) you had a bunch of guys sitting on the ground all smoking and playing some kind of game. It was really an “underground lair” with easy escape. We then proceeded to count the total of what I owed them and I gave them their cut of the monies made that night. Everything was all cash.
I am telling you, these guys were in business. They were are all from the same ethnic background and I was the only Caucasian guy. I totally felt like I didn’t belong. I didn’t smoke, I didn’t drink, all I wanted was to make quick cash to pay for my other living.
I’ve done this for about six month, then I moved on to other things. Looking back, I’ve never had any issues with anyone I picked up, nor the dispatcher; in fact, it was actually interesting to meet new people and offer them a cheaper alternative to get back home.
Today, that’s exactly what ride sharing apps are all about. Except now you don’t have to hide. With these new smart phone apps, you’re not dealing with cash and you don’t have to go in “underground lairs”. You’re getting connected with other people, just like you would with your friends. You’re using GPS technology to calculate fees/fare/donation and the app does all that for you. Plus, there’s a feedback system where drivers and passengers can all rate each other.
Companies Advertising Driving Jobs
I knew of a good service similar to that in Quebec called AmigoExpress.com but I wanted something that wasn’t only province wide but nation or world wide.
This is when I found these companies; Uber.com, Lyft.com and Side.cr. They’re kind of the Airbnb.com (you know turning your home into a hotel room for the night) but for driving and these guys are always offering driving jobs.
You can learn how to be an Uber driver, how to become a Lyft driver or how to become a Side Car driver by visiting their own respective websites in the “driving jobs” or “driver” section.
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Here are a few quick tips to maximise your driving job revenue when you’re doing driving jobs. Take it easy on your speed, remember the less gas you “waste” the more profits you keep. In between calls or app messages, don’t drive around, find a good spot in a busy area and just wait there on standby. Watch a movie on your phone, read a book, just don’t drive around or spend your money in a restaurant. I personally used to listen to business audiobooks. To each our own.
Figure out when are the prime times and work mainly those hours often, later there’s less other drivers available giving you more opportunities. Between 9pm and 3am, especially Friday and Saturday nights are primetimes. People go out clubbing then want a ride back home.
Now an Uber driver pay or Lyft driver pay, on their website it says you can expect to get about $37 to $40 per hour as a driver. Yes, that’s gross income but in reality, you’ve got to keep in mind you’ll have to pay the network’s cut, your gas, other car expenses and keep some for the taxes.
With this in mind, it can bring your earnings to a more realistic $21 to $25 per hour net, which is still pretty reasonable considering all the freedom and independence you’ve got.
What about you, how do you think driving jobs can help you? Share your thoughts.
Get Paid To Play Video Games
Have you ever wondered how to get paid to play video games? The gaming industry is one of the biggest markets out there, surpassing the film industry, surely you can get paid somehow. In this article we’ll go over three different methods you can get paid to play video games.
You can make money playing games by becoming a professional gamer, you can follow ESL eSport News and follow their professional gaming circuit. Check out who the players are, which game they play, and attend the “qualifying” competitions as a gaming participant. Some of these tournaments have pretty huge cash money prizes totalling over $600,000 and that’s just one.
Like every professionals in any industry, this method is pretty tough to compete in though, you’ve got to keep in mind that a lot of other participants take their finger-eye coordination very seriously. But it is a possible avenue
Next you can always try to search “jobs for gamers” or “gamer jobs” in Google. These kind of jobs are for game testers, to locate and report bugs. Most of these employees are not only gamers but also programmers that get paid to play video games. They are the ones who actually write and design the games.
So unless you’ve got another skill set to offer the companies, chances are you’re not just going to get an easy free ride just to play games. Getting paid to play video games that way is more of a perk of the job than the job itself.
Get Paid To Play Video Games Continued
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Here’s how to get paid to play video games works. Just like any business, you’ve got to offer something of value and turn your potential clients into raving fans. And what to these fans want? Well, they are other gamers, either starting out, wanting to know effective strategies so they can beat other people.
It sounds somewhat complicated to turn your passion into cash but it’s really not that difficult. Twitch.tv has put a technology and are constantly seeking to work with partners, interesting gamer personalities, people who likes to broadcast video games, etc.
They have all the technology for you to play your game like you’d normally do and teach other what you’re doing and your thought process. In return, those new fan/students, will subscribe at a fee to your channel making you some money. Check out Twitch.tv partner program to get more information.
As you can see, regardless of which avenue you go by; it is possible to get paid to play video games.
What about you, do you know of any other ways to get paid to play video games?
Direct Sales Companies Are The Business Of The Future
Direct sales companies can be separated into two classes:
The first type of direct sales companies are single-level marketing which means that sales representative, the host, the rep or whatever you’re going to call it deals directly with the clients. Their income is in direct proportion of the amount of product they personally sell.
Some direct sales companies you might have heard of, that falls under this type of marketing category are: the cosmetics of Avon, kitchen supplies from Tupperware, Pampered Chef, etc. Usually commission rates are a little higher than their multi-level marketing counterpart.
This leads me to my second point. The second type of direct sales companies are multi-level marketing. Multi-level marketing companies are the ones that can be easily mistaken for “those pyramid schemes” and sometimes can suffer from the negative stigma. Their “per sale’s” commissions are generally lower from their single-level marketing counterpart.
That being said, it is structured in a way that you can make an override commission on the sales of the other sales representatives on your team, which is pretty good. Some legitimate direct sales companies that you might have heard of, that falls under this type of marketing category are: the vitamins and nutritional from USANA, the world’s largest telecommunications company ACN and there’s a whole lot more.
Now which one of the categories are the best? Well it depends of what type of person you are. If you are a hustler and hate teaching your skills to others that you might view as your competition, then single-level marketing is probably best for you. You’ll get a 100% of your own efforts, larger commissions from each sales and it’s the fastest way to get into profits. The draw back from this type of sales is that if you fall sick or for whatever reason you can’t perform, you can’t do any sales, then you get nothing coming, no more revenue.
If you’re looking at this in the long term, then multi-level marketing offers you a way to leverage your time and effort. Not only you have to sell the products or services, but you also build a team of other representative, you train them and show them how to become successful sales people. This is a little bit more work at first, and a little bit more time before you turn your time investment into profits.
The beauty of this multi-level marketing model is; say you have 100 sales representatives in your organization, you’d get 1% of 100 people’s sales effort. Obviously this is over simplified but it makes it easy to understand the concept which means that if you do fall sick or you can’t work, you’d still get 1% of 99 people’s sales effort.
Find Legitimate Direct Sales Companies
Legitimate direct sales companies are governed by the Direct Selling Association’s (DSA) where they adhere to their code of ethics:
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“The cornerstone of the Direct Selling Association’s (DSA) commitment to ethical business practices and consumer service is its Code of Ethics. Every member company pledges to abide by the code’s standards and procedures as a condition of admission and continuing membership in DSA.
The DSA Code of Ethics speaks to both the consumer and the seller. It ensures that member companies will make no statements or promises that might mislead either consumers or prospective sales people. Pyramid schemes are illegal and companies operating pyramids are not permitted to be members of the DSA.
The DSA Code of Ethics is enforced by an independent code administrator who is not connected with any member company. The code administrator will do everything possible to resolve any complaints to the satisfaction of everyone involved, and has the power to decide on remedies. All member companies have agreed to honor the administrator’s decisions.”
If you are looking for a new career from home or to simply supplement your income part-time, you can realistically make money with direct sales companies as a consultant, a representative or a distributor. Visit the DSA’s direct sales companies’ directory to view who’s legitimate.
What about you, do you see yourself with single-level or multi-level direct sales companies? Share your thoughts.
Home Based Business – Successful Tips
Operating a home based business can be an excellent way to earn money while maintaining your independence and doing something that you love. For your home based business to be successful, however, you’ll need more than just a good idea and an entrepreneurial spirit.
You’ll find the following tips, learned from other home based business owner’s knowledge and expertise, to be helpful.
If you run a home based business out of your home, don’t miss out on tax deductions for office equipment. If you buy a piece of equipment, such as a computer or desk, that is only or primarily used for home based business functions, you can claim 100% of the cost of that item as a tax deductible the year it was purchased.
Come up with a home based business plan. When you have a plan and write it down, you not only feel more organized but also it helps your mind to come up with great ideas. Before you know it, you’ll be coming up with all sorts of imaginative ways to develop your home based business that you would never have thought of, if you hadn’t put your plan on paper.
Get input from your friends and family about possible home business ideas. Sometimes your friends and family can see your talent that you’ve overlooked or have taken for granted. You might not think that people would pay for it, but others see that they would.
Home Based Business Ingredients
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Do not even begin to think that you are going to keep the books and handle all of the accounting including the taxes by yourself. You must employ a reliable accountant to help keep your books. You are going to be too busy making sure your home based business is running properly.
Don’t fall into the trap of buying every home based business book you see. There is a wealth of information available for free, and spending so much money is not a good business plan. Of course, you can buy a few things that you feel will help you learn, but set a limit on how much you will spend on learning materials.
Get testimonials for your product. Whenever anyone says something great about your product, capture it and add it to your website. You may want to ask permission if you plan to use the person’s name. Testimonials usually feel more real when they include a person’s first name and last initial.
Whether you have operated a home based business for a long time or are just starting out, it’s always beneficial to study ideas, such as those that you just learned, which have brought success to other home based business owners. In running a home based business, as with many things in life, greater knowledge can help pave the way to greater success.
What about you, what kind of home based business are you looking to do?
Home Business – Getting Started Tips
Running your own home business is very appealing, but it can also be quite intimidating. You may ask yourself where to start? What makes a home business successful? Before you start your home business, there are many things that you have to take into consideration. Thankfully, there are many tips available online, including those in this article, that will guide you on making a home business enterprise successful.
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In order to contrast between work and personal time, set yourself a strict work schedule and follow it. It’s important to have a few breaks here and there throughout the day and remember to create some personal time for yourself, your family, and your social contacts.
Take some time and figure out what you want to sell and what’s important to you. Are you a good handy person that wants to get started into trades? Are you a writer that enjoys all aspects of writing such as proof reading, writing articles, etc.? Are you the type of person that’d rather open up your own little coffee shop or restaurant? Do you prefer staying home and work from your computer and make money online?
Once you figured out the line of work you want to get yourself involved with, assess the demand and competition. Ask for quotes, go see the menus, etc. Then come up with your own inventory of products or services with competing pricings. Figure out what sets you apart from your competition. What’s your unique selling point? Like why should your prospect chose you over someone else?
Home Business Promotion Ideas
Once you have that done, go see other non competing local businesses or other online businesses owners and let them know about your products or services and that you can help his clients with special favors or discounts. Consider these basic “joint ventures”. You can join local business groups or even attend trade shows as these are great venues where professionals and potential consumers can interact.
Find your particular home business expertise. Look for customers everywhere you go, strike up conversations, offer your business card, etc. When you do that, your name is going to get out there and overtime you’ll have a reputation and then it will be easier to sell. Talk to people you know and ask them if for additional referrals they can think of.
As was mentioned earlier in this article, a work from home business can be both appealing and intimidating. Hopefully you have learned some good information and advice from the tips shared in this article. Put that advice into action, and watch as things begin to work more smoothly for your work from home business.
Jobs To Do From Home
Jobs to do from home are ideal opportunities for single parents, students or anyone who doesn’t want to commute and get stuck in traffic every day, who simply wishes to stay home to work! I know it’s kind of redundant but it is what it is.
There are countless numbers of opportunities when it’s time to select jobs to do from home. You’ve got to know and understand that there are various types of jobs to do from home. Not knowing all these types of career from home can easily lead to confusion, misinterpretation or worse select something that’s not a fit for you.
Without going into all the details here, there are 4 types of career from home model that exists and you can get more information on the 3 other types if you go visit our website at www.careerfh.com but for the purpose of this video, let’s focus on jobs to do from home as an “employee” type of career from home.
As an employee, you’ll be hired by a company to trade time for money, which means a guaranteed fixed income per hour. So you get paid by the hour.
You’ll need to have at least a computer with an internet connection, a telephone and perhaps a printer depending on the scope of your job.
Skill wise you’ll need to have basic computer knowledge, communication skills, able to work independently with minimal supervision and be resourceful.
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Some of the most popular jobs to do from home markets are: medical transcription, customer service (like inbound call centers), technical support, data entry, clerical entry, translation, proof reading, computer programming, graphic design, online support, etc.
Jobs To Do From Home Continued
When contacting employers for jobs to do from home, make sure you ask them if they have open positions to work from home. Many employers offer both types of work environment for their employees. Some employers prefer to see the day to day operations of their workforce while others look at it as significant savings from having the employees work directly from their homes as they do not have to rent an office space for that employee.
Remember, when searching on the internet for jobs to do from home as an employee, make sure you deal with a reputable company. Some other related search terms that could help you in your research are telecommuting, remote work, home-sourced, etc. Here’s a good article on Wikipedia that talks more about telecommuting http://en.wikipedia.org/wiki/Telecommuting
Good luck in your job hunt.
So where are you going from here? Share your thoughts and comments down below
Work At Home Business – 7 Questions to Consider
Starting a work at home business is not that difficult.
After all, we are in located in North America and being in business for yourself is simple as saying, I’m now in business. What I mean is that the opportunities to start a work at home business are endless.
How you file your taxes however will be different. Make sure you talk with an accountant for more information in that regards.
Some of the main advantages to have your own work at home business are; you control your work schedule, your environment, how you dress, no body’s looking over you, etc. Keep in mind though, as much as you have the flexibility to do all that, you still have to be dedicated, put lots of efforts and focus.
You’ll have to become very effective at managing your time either for work and/or family life. That said, hard work and consistent effort will be rewarding.
Consider these 7 questions before starting your own work at home business:
- Can you start working at home while keeping your regular job?
- Do you have enough knowledge about the various types of work at home opportunities to make an informed decision? What I mean by that is do you know the differences to work from home as an employee, contractor, investor or business owner?
- Do you know the difference between legal distribution vs illegal pyramid scheme?
- Would you have the freedom to choose when and where to work?
- Do you have a complete training, support system and an action plan to ensure your success in your work at home business?
- What’s your monthly advertising budget, do you even have one?
- Have you heard of anyone in your social circle who are successful at working from home and you could ask them for advice or mentor you?
If you can answer most of these questions positively, then you can start your own work at home business but if not, I’d say you educate yourself a little bit more on the subject on the page “Types of Career From Home”. Coming back to working at home; it’s important for you to consider a type of work at home business that you’re passionate about. Whenever you like and love to do something in particular, it’ll make it easier for you to do on a daily basis.
Work At Home Business – 2 Main Groups
All of the work at home business categories can be summarized in 2 groups, offline and online. Now of course any kind of businesses can use a blend of the offline and online but I mean, generally speaking, in order to handle the service or deliver the product, it is mainly either or.
Offline includes anything like: a day care, painting interior walls, selling jewelry, becoming a photographer, doing handy work, etc. These work at home businesses are really inexpensive to start and straight forward unless you go into specialized work at home businesses such as becoming a realtor, a plumber, life insurance agent, etc. All these types of work at home businesses require lots of effort, especially at the beginning, to establish your clientele but once it’s up and running, the momentum will pick up over time.
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Now online work at home businesses is anything you need a computer and need to be connected to the internet. The opportunities online are endless and there are numerous ways to make money from your pyjamas. You can do anything from affiliate marketing (selling other people’s products), you can become a publisher (write and sell your articles), a virtual assistant, a customer service representative, sell advertising space, etc. Like I said, when it comes to online, the opportunities are endless and you’re not bound by a geographical location like the offline counterpart.
Either way, both methods require you to work at home from your office. You’ll need to organize and plan your work at home business well. You’ll also have to make some time to set up your home office with the essentials; computer desk, computer, printer, internet connection, telephone, filing cabinet for paperwork and of course a comfortable chair.
I can’t say it enough, time management and a plan of action are essential to become successful at your work at home business. You’ll need to schedule effective routines and prioritize your work accordingly.
What about you, why would you prefer to have a work at home business online or offline?
Work From Home Canada & US Opportunities
Thanks to internet, there are literally thousands of work from home Canada & US opportunities available today.
Unlike the traditional franchise model, these work from home Canada & US opportunities help parents who chooses to stay home, students and anyone basically who wants to have the flexibility to decide where and what time to work.
The best part is, anyone can have a home based career regardless of their age, sex, race, education, qualifications and skills, that’s right folks, no discrimination.
Now there’s quite a broad range of work from home Canada & US opportunities catering to every ones needs. If you don’t have too much computer knowledge and are more of a “handy” person, perhaps you want to try selling your own craft or goods. You can use sites like Etsy.com, eBay.com or Amazon.com to market your hand made goods.
Are you a good assistant in real life? Then maybe becoming a virtual assistant is an excellent work from home Canada & US opportunity for you.
For those of you who have plenty of skills and experience in the administrative and clerical services, then maybe that’s the route you want to consider. You can earn a descent income from these types of work opportunities. A good place to start looking; is at sites such as Guru.com, Freelancer.com, Elance.com.
These platforms act as middleman to protect both parties, the person who hires and the person performing the work. Your pay will be held in escrow by the middleman ensuring you get paid when the service is rendered. For more options, just type “virtual assistant jobs” in the search engine and you’ll find tons of results.
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What about work from home data entry job opportunities? Yes, at the same site mentioned there are jobs that are suitable for those of you who want to earn some extra income doing data entry. There are other companies where you can find this type of jobs but more than likely you’ll need to fill out forms provided by the company hiring you.
Usually you can expect to get paid once or twice monthly depending on the company policies. The coolest part about these types of jobs is that they do not require any experience or special education in order to qualify for the position.
The cool thing about work from home Canada & US opportunities is that you have the full flexibility of controlling your own schedule as usually the type of work is performance based (unless you are in telephone or chat customer service industry.) You can decide how much you want to work, full time or part time. Work from home Canada & US opportunities are ideal for stay at home parents who need to take care of their children.
If you want to stay local, you can always use TaskRabbit.com. Essentially, this site provides a platform to connect local people who needs assistance by posting jobs, such as: “I will pay you $30 if you go get my list of grocery.” There’s a whole bunch of opportunities as you can see there.
What about renting your own place out while you’re gone? A service like Airbnb.com offers a way to connect with people visiting looking for a place to stay. You set your price and your deposit rate and the website collect all the credit card payment information in exchange for a reasonable % fee.
Work From Home Canada & US Opportunities Recap
In recap, there are offline or online work from home Canada & US opportunities. That being said, the reality is that almost all work from home opportunities pretty much uses the computer from one end to the other when considering the process of the sale of your item, the marketing, the records keeping, the e-mails, etc.
The internet makes it so easy and simple to leverage your time & efficiency. It totally works in your favour especially considering the high prices of traditional advertising and communication. Think about it for a second, is it cheaper to mail out 500 letters in envelopes with postage or simply press send on your e-mail to your list containing 500 e-mails? Just food for thought!
Now let’s be honest here, there are more than 5000 legitimate work from home Canada & US opportunities available on the internet and these jobs require you to have some sort of basic computer knowledge and communication skills. But if you’re watching this, you shouldn’t have any problems.
Keep in mind, since there are so many work from home Canada & US opportunities available out there, there’s always a risk of scams; hence why you need to be careful when choosing an opportunity. It is important to do your research and your due diligence before accepting or doing anything.
When researching a company, you can look for their credibility by typing their name in the search engines followed by Better Business Bureau to see if anything comes out. When you are reading reviews about the work from home Canada & US Opportunities Company, keep in mind that anyone can express their opinions online whether good or bad.
What about you, why do you want to work from home? Have you done it already, how was your experience?
